conventionalhomeloans.services

How It Works

From application to keys in 4 simple steps. Average closing: 28 days.

01
Apply Online
60 seconds

Answer 11 quick questions. No SSN needed. No credit impact. Our system matches you with the best conventional options from 50+ lenders instantly.

02
Get Pre-Approved
24 hours

A Valley West loan officer reviews your application, pulls your credit, and issues a pre-approval letter showing sellers you are a serious, qualified buyer.

03
Find Your Home
Your timeline

Shop with confidence knowing exactly what you qualify for. Your agent makes offers backed by a strong pre-approval letter from Valley West.

04
Close & Move In
28 days avg

Valley West handles underwriting, appraisal, title, and closing coordination. You sign, get the keys, and move into your new home.

Ready for Step 1?

60 seconds. No SSN. No credit impact.

Start Your Application →
50+
Lenders shopped
28
Days average close
$0
Application fees
4.9★
790+ reviews
conventional rates from 5.750%
(702) 696-9900Check Conventional Rate