As an independent mortgage broker, we have no proprietary loan products to push. We access wholesale pricing from 50+ lenders and pass the savings directly to you.
No origination fees. No processing fees. No junk fees. We earn our compensation from the lender side — you pay nothing extra.
We shop your loan across 50+ wholesale lenders simultaneously. Banks only offer their own rate. We find the market's best rate for your specific scenario.
While the national average is 45-50 days, our streamlined process and local expertise close most loans in just 21 days. conventional refinance refinances in as few as 15.
Valley West Mortgage was built on a simple premise: homebuyers and homebuyers deserve access to wholesale mortgage pricing — the same rates that big institutions pay — without the fees, the runaround, or the 60-day close times.
Over two decades later, we've funded more than $6.6 billion in loans across 32+ states. We've earned 790+ five-star reviews not by being the biggest — but by being the most transparent, the fastest, and the most genuinely focused on our clients' bottom line.
Our team specializes in conventional loans because we believe the homebuyers who protected this country deserve the best mortgage experience available — not just the cheapest, but the smoothest, fastest, and most human.
"Every homebuyer who walks through our door — or calls our phone — gets treated like the hero they are. No pressure, no games, just the best rate we can find from 50+ lenders and a close that happens on time."
We handle the full spectrum of residential mortgage lending.
60 seconds. No SSN. No credit pull. See your personalized rate instantly.
Upload documents securely. Receive a verified pre-approval letter within 24 hours.
Shop with confidence. Your dedicated loan officer is with you at every showing and every question.
We close in 21 days on average. No delays, no excuses, no surprises at the closing table.
"Valley West had the best rates, fees and got back to me immediately. As a homebuyer, the conventional process felt effortless."
"We closed on our dream home in Summerlin in just 18 days. The team made our conventional loan process incredibly smooth."
"After retiring from Las Vegas, this team helped us find the perfect home. Best rates we found anywhere in the valley."
Wherever you're buying, we can help. Valley West Corporation DBA Valley West Mortgage. NMLS #65506.
"5-20% down, no PMI at 20%+ down, lowest rate I found. Valley West closed my conventional loan in 24 days."
"Third conventional purchase with Valley West. They shop 50+ lenders every time. Always the best deal."
"Saved $66K over conventional. Zero fees, zero hassle. Valley West knows conventional loans."
Get your personalized conventional rate in 60 seconds. No SSN. No credit impact.
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