No limit with full equity. See limits for high-cost areas and home buying bases.
Current conventional 30yr, 15yr, rate-and-term refinance, and Cash-Out rates with comparison charts.
Complete guide to buying a home with 5-20% down and no PMI at 20%+ down using your conventional benefit.
Compare streamline vs cash-out refinancing options, timelines, and savings.
What the conventional appraiser looks for, minimum property requirements, and what happens if it comes in low.
Free calculators to estimate payments, compare loan types, and plan your budget.
60 seconds. No SSN. No credit impact. No obligation.
conventional loan information specific to the areas we serve most. Valley West is licensed in 32+ states.
Get your personalized conventional rate in 60 seconds. No SSN. No credit impact.
Get Your Free Quote →"5-20% down, no PMI at 20%+ down, lowest rate I found. Valley West closed my conventional loan in 24 days."
"Third conventional purchase with Valley West. They shop 50+ lenders every time. Always the best deal."
"Saved $66K over conventional. Zero fees, zero hassle. Valley West knows conventional loans."