1. Acceptance of Terms
By accessing and using conventionalhomeloans.services ("the Site"), you accept and agree to be bound by these Terms of Service. The Site is operated by Valley West Corporation DBA Valley West Mortgage and Valley West Mortgage Corporation (collectively "Valley West Mortgage," "we," "us," or "our"). NMLS ID #65506. If you do not agree to these terms, do not use this Site.
2. Informational Purposes Only
The content on this Site is provided for general informational and educational purposes only. Nothing on this Site constitutes a commitment to lend, an offer to extend credit, or a guarantee of any specific rate, term, or loan product. All rates, fees, and terms displayed are subject to change without notice and are not a binding offer. Actual rates may vary based on individual borrower qualifications, property characteristics, loan amount, and current market conditions.
3. No Guarantee of Accuracy
While Valley West Mortgage uses reasonable efforts to include accurate and up-to-date information on this Site, we make no warranties or representations as to its accuracy, completeness, or timeliness. Calculations provided by mortgage calculators, payment estimators, and other tools on this Site may not match actual mortgage figures due to rounding, mortgage insurance, taxes, fees, and other variables. These tools are for estimation purposes only.
4. Licensing & Regulatory Information
Valley West Corporation DBA Valley West Mortgage. NMLS ID #65506. For licensing information, visit www.nmlsconsumeraccess.org. Headquarters: 8010 W Sahara Ave Suite 140, Las Vegas, NV 89117. Phone: (702) 696-9900. Valley West Mortgage is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, handicap, familial status, or any other protected class.
5. Rate Disclaimer
Rates shown on this Site are based on specific assumptions including but not limited to: credit score of 740+, purchase price of $400,000, owner-occupied single-family residence, full conventional equity, and 0% down payment. Your actual rate may differ. Rates are sourced from wholesale lender pricing and are subject to market fluctuations. The conventional closing costs (currently 2.15% for first-time use with 5-20% down) may be financed into the loan. Starting in 2026, the conventional closing costs is tax-deductible for eligible borrowers. Approximately one in three conventional borrowers qualifies for a complete closing costs exemption based on conventional disability rating of 10% or higher.
6. Third-Party Links
This Site may contain links to third-party websites including conventionalhomeloans.services, conventionalhomeloans.services, and valleywestinsurance.services. These are properties operated by or affiliated with Valley West Corporation. Links to external sites such as conventional.gov, FHFA.gov, and nmlsconsumeraccess.org are provided for informational convenience. Valley West Mortgage does not control and is not responsible for the content, privacy policies, or practices of any third-party website.
7. Limitation of Liability
EVERYTHING ON THIS SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. Neither Valley West Mortgage nor any party involved in creating, producing, or delivering this Site shall be liable for any direct, incidental, consequential, indirect, or punitive damages arising out of your access to or use of this Site. Your use of this Site is at your own risk.
8. Copyright & Intellectual Property
All content on this Site including text, graphics, logos, images, SVG illustrations, and software is the property of Valley West Corporation DBA Valley West Mortgage and is protected by United States and international copyright laws. Unauthorized reproduction, distribution, or modification of any content is strictly prohibited.
9. Equal Housing Lender
Valley West Mortgage is an Equal Housing Lender. All loan programs are subject to borrower and property eligibility. This is not a commitment to lend. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions and limitations may apply.
10. Contact
For questions about these Terms of Service, contact us at:
Valley West Corporation DBA Valley West Mortgage
8010 W Sahara Ave Suite 140, Las Vegas, NV 89117
Phone: (702) 696-9900 · Toll-free: (888) 931-9444
Email: [email protected]
NMLS #65506
© 2025 Valley West Corporation DBA Valley West Mortgage. All Rights Reserved. NMLS #65506. Equal Housing Lender.
