Terms of Use
Last updated: May 25, 2026
By using this website you agree to these Terms. If you do not agree, do not use the site.
About us
This site is operated by Valley West Mortgage, NMLS #65506, an independent mortgage broker headquartered at 8010 W Sahara Ave Suite 140, Las Vegas, NV 89117. We are licensed by the Nevada Division of Mortgage Lending and are an FHA-approved broker. State-specific license numbers are available at NMLS Consumer Access.
No commitment to lend
All rates, programs, and terms shown on this site are illustrative only and subject to change without notice. Nothing on this site constitutes a loan offer, rate lock, pre-approval, or financial advice. Actual rate, APR, payment, and program eligibility depend on credit, loan-to-value, occupancy, property type, debt-to-income, reserves, and final wholesale lender selection. A loan application is required before any binding terms can be issued.
Equal Credit Opportunity
Valley West Mortgage complies with the Equal Credit Opportunity Act (ECOA, 15 U.S.C. 1691) and does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), receipt of income from public assistance, or good-faith exercise of any right under the Consumer Credit Protection Act. The federal agency enforcing this law concerning this creditor is the Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552.
Accuracy of information
We try to keep content accurate but make no warranty that it is complete, current, or error-free. Loan limits, eligibility rules, and program details change frequently; always verify directly with us before relying on any specific figure.
Your conduct
- Do not submit fraudulent applications or false identity information.
- Do not attempt to access, scan, or interfere with our systems, other users' accounts, or our service providers' systems.
- Do not use the site to harass, defame, or send unsolicited bulk messages.
SMS and phone consent
If you opt in to receive SMS messages by submitting our forms, you agree to receive transactional and marketing texts at the number you provide. Message and data rates may apply. Reply STOP to opt out at any time. By submitting an inquiry form you also consent to be contacted by phone (including via autodialer or pre-recorded voice) at the number you provide, even if it is on a Do-Not-Call list. Consent is not a condition of doing business.
Disclaimers and limitation of liability
The site is provided "as is" without warranties of any kind, express or implied. To the maximum extent permitted by law, Valley West Mortgage is not liable for indirect, incidental, special, or consequential damages arising from your use of the site.
Governing law
These Terms are governed by the laws of the State of Nevada, without regard to conflict-of-law principles. Exclusive venue is Clark County, Nevada.
Contact
Valley West Mortgage · NMLS #65506
8010 W Sahara Ave Suite 140, Las Vegas, NV 89117
(702) 696-9900 · info@valleywestmortgage.com