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QUICK ANSWER — 2026 conventional conforming limits: $766,550 standard, high-cost areas up to $1,149,825. Clark County (Las Vegas) $766,550. Above these limits = jumbo loan. Valley West. NMLS #65506.
Reviewed by Vatche Saatdjian·NMLS #65506

Conventional Loan Limits

$766,550 conforming. High-cost up to $1,149,825. Jumbo above. See your county limit.

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LIMITS

Conforming Limits by Area

Area
1-Unit Limit
Most US Counties
$766,550
Clark County (Las Vegas)
$766,550
San Diego County
$1,149,825
Los Angeles County
$1,149,825
High-Cost Maximum
$1,149,825
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REVIEWS

What Homebuyers Say

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"Put 20% down, no PMI. Valley West got me 0.25% lower than my bank offered. Saved $180/month."

— Conventional buyer, Las Vegas
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"Shopped 50+ lenders. Zero fees. Closed in 25 days on my investment property."

— Conventional buyer, Henderson
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"Refinanced from FHA to conventional. Dropped MIP, rate went down. Saving $350/month."

— Refinance buyer, Summerlin

Conventional Resources

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FAQ

Questions? Answered.

$766,550 for most areas in 2026. High-cost areas up to $1,149,825. Above = jumbo loan with different requirements.

Yes. Conventional conforming $766,550 vs FHA $532,900 in Clark County. Conventional allows higher purchases.

A loan above the conforming limit. Requires 10-20% down, 700+ credit, more reserves. Valley West offers jumbo loans too.

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(702) 696-9900Check Conventional Rate