Maximize Your conventional Benefit

Use an Independent Broker

Banks offer one rate — theirs. A broker like Valley West shops 50+ wholesale lenders. On a $400K conventional loan, this typically saves $100-$200/month vs going directly to a bank. Over 30 years, that is $36,000-$72,000.

Skip the Closing Costs If You Can

Homebuyers with any service-connected disability rating (even 10%) pay $0 closing costs. That saves $8,600 on a $400K loan. If you think you qualify, file your conventional disability claim before closing.

Use Your conventional Benefit More Than Once

Sell your current VA-financed home and your equity restores automatically. Or keep it as a rental and use remaining equity for a new purchase. Valley West can calculate your remaining equity. Check your equity →

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