Estimate your conventional payment with PMI, check the 2026 Clark County conforming limit, calculate break-even on refinancing, and compare conventional vs. FHA — all free.
Valley West’s free conventional loan tools help Nevada buyers calculate monthly payments with PMI, understand the 2026 Clark County conforming limit ($806,500), estimate PMI removal timelines, compare conventional vs. FHA total costs, and run a refinance break-even analysis. All tools use live 2026 rates and Fannie Mae / Freddie Mac guidelines.
Get a full payment breakdown including PMI, property taxes, and homeowner’s insurance with real-time PMI removal estimate.
Enter purchase price, down payment, and credit score for an instant payment estimate with PMI rate, removal timeline, and total interest cost.
Free tools for every stage of your conventional home purchase or refinance in Nevada.
Full payment with PMI, taxes, and insurance. See exactly when PMI drops off based on your payment schedule.
Use Calculator →Current 30-year, 20-year, 15-year fixed, and 5/1 ARM rates from 50+ Fannie Mae and Freddie Mac lenders.
See Rates →Credit score tiers, DTI limits, PMI rates by LTV, conforming vs. jumbo, and HomeReady / Home Possible programs.
Check Eligibility →All 17 Nevada counties, 2026 limits, 2–4 unit properties, and what happens above the conforming limit (jumbo).
See Limits →Buying above $806,500? Estimate your jumbo conventional payment, reserve requirements, and rate premium.
Open Tool →Complete guide to buying your first home in Clark County — from pre-approval to keys in your hand.
Read Guide →Valley West shops 50+ Fannie Mae and Freddie Mac lenders to find your lowest rate and PMI terms. Most closings in 28 days.
Get My Conventional Estimate →All 17 counties, multi-unit limits, historical changes from 2018–2026.
Current conventional rates by loan type, term, and credit score tier.
Top conventional lenders in Las Vegas ranked by rate, service, and speed.
Financing above $806,500 — rates, requirements, and process.
Credit, DTI, down payment, PMI, and HomeReady / Home Possible programs.
Guides and articles for every stage of the conventional loan process.