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See your numbers in minutes. No guessing, no surprises, no pressure.
Work with licensed Nevada loan officers who understand our local market.
View your rate and payment estimates upfront—no obligation required.
Reviewed by CEO Vatche Saatdjian — 30+ years of mortgage experience
Designed for qualified buyers with strong credit and stable income
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Takes less than 3 minutes
Get startedWe help Nevada homeowners achieve their goals with Conventional financing built for strong borrowers.
30+
Years serving Nevada homebuyers
5K+
Families helped with home loans
$1B+
In loans funded for Nevada homes
"The process was easier than expected. Clear communication at every step. Closed on time with no surprises."
Maria R.
Las Vegas, NV
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See your options now
Check eligibilityMost conventional loans require 620 minimum. Scores of 740+ typically qualify for the best rates.
As low as 3% for qualified first-time buyers, 5% for repeat buyers. 20% down avoids PMI entirely.
Typically 30-45 days. With complete documentation, many loans close in 25-30 days.
PMI (Private Mortgage Insurance) is required with less than 20% down. With conventional loans, PMI cancels automatically at 20% equity.
$806,500 for single-family homes in most Nevada counties. Amounts above this qualify as jumbo loans.
Yes, typically with 15-25% down. Rates are slightly higher than primary residence loans.
Typically: recent pay stubs, 2 years tax returns, bank statements, and government ID. We'll guide you through the process.
Yes. Many homeowners refinance to lower rates, remove PMI, or access home equity.
Answer a few quick questions. See your estimated payment. No credit check required to start.
Get my optionsTakes less than 3 minutes • No obligation
Nevada's trusted conventional mortgage lender serving Las Vegas, Henderson, Reno and all of Nevada with competitive rates and expert guidance.
3% down, competitive rates, flexible terms
conventionalhomeloans.services →3.5% down, flexible credit, government-backed
fhahomeloans.services →$0 down, no PMI, for veterans & military
vahomeloans.services →$0 down, rural properties, income limits apply
usdahomeloans.services →
Valley West Mortgage - NMLS #65506
Nevada Mortgage Lender License
Licensed to conduct business in Nevada
NMLS Consumer Access: www.nmlsconsumeraccess.org
We are an Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This company does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or handicap.
This is not a commitment to lend. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify. Additional restrictions may apply. Property insurance required. Flood insurance may be required. This website is for informational purposes only and does not constitute financial advice. Consult with a licensed loan officer for personalized guidance.