/*
 * styles.css — Conventional Mortgage Calculator
 * Valley West Mortgage · NMLS #65506 · conventionalhomeloans.services/calculator/
 * Mirrors FHA calculator class names for cross-site parity.
 * Inherits design tokens from conv-site: #DC2626 accent, Sora font, #FAFAFA bg.
 */

/* ============================================================
   CALCULATOR PAGE — inherits from homepage design tokens
   ============================================================ */

/* ─── Page layout ─────────────────────────────────────────── */
.calc-page {
  background: var(--bg, #FAFAFA);
  min-height: 100vh;
}

.calc-hero {
  padding-top: 56px;
  padding-bottom: 64px;
  background: #FAFAFA;
  position: relative;
}

.calc-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(60% 50% at 80% 30%, rgba(220,38,38,.04), transparent 70%),
    radial-gradient(50% 40% at 20% 70%, rgba(220,38,38,.025), transparent 70%);
  pointer-events: none;
  z-index: 0;
}

.calc-hero .container {
  position: relative;
  z-index: 1;
}

/* ─── Hero stacked layout (copy above, calc below) ──────────── */
.calc-hero-grid {
  display: flex;
  flex-direction: column;
  gap: 48px;
  align-items: stretch;
}

.calc-hero-copy {
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
  width: 100%;
}

/* Center the QA byline and CTA within the copy block */
.calc-hero-copy .qa-byline {
  text-align: left;
}

.calc-hero-copy h1 {
  text-align: center;
}

.calc-hero-copy .body-l {
  text-align: left;
}

.calc-hero-copy > a {
  margin: 0 auto 0 0;
}

@media (max-width: 1023px) {
  .calc-hero-grid {
    gap: 40px;
  }
  .calc-hero-copy {
    max-width: 100%;
  }
}

/* ─── Copy block heading (demoted from H1 since hero band owns H1) ── */
.calc-copy-h2 {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: clamp(22px, 3vw, 32px);
  font-weight: 400;
  line-height: 1.2;
  letter-spacing: -.01em;
  color: var(--text, #0a0a0a);
  margin: 0 0 4px;
  text-align: center;
}

/* ─── Quick Answer block ─────────────────────────────────────
   qa-byline: identical DOM/CSS across all 4 sites.
   Only text + accent differ per feedback_quick_answer_vatche_unified.
   ─────────────────────────────────────────────────────────── */
.qa-byline {
  background: var(--accent-light, #FEF2F2);
  border-left: 3px solid var(--accent, #DC2626);
  border-radius: 0 12px 12px 0;
  padding: 20px 24px;
  margin: 24px 0 32px;
  font-size: 15px;
  line-height: 1.65;
  color: var(--text, #0a0a0a);
}

.qa-byline p {
  margin: 0 0 12px;
}

.qa-byline .qa-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 12px;
  font-size: 12px;
  color: var(--text-2, #6B7280);
  margin: 0;
}

.qa-byline .qa-meta strong {
  color: var(--text, #0a0a0a);
  font-weight: 600;
}

/* ─── Calculator card ─────────────────────────────────────── */
.calc-card {
  background: #fff;
  border: 1px solid var(--border, #F0F0F0);
  border-radius: var(--r-card, 22px);
  box-shadow: 0 4px 24px rgba(0,0,0,.07);
  padding: 36px;
  position: static;
  max-width: 720px;
  margin: 0 auto;
  width: 100%;
}

@media (max-width: 1023px) {
  .calc-card {
    position: static;
    padding: 28px 24px;
  }
}

@media (max-width: 599px) {
  .calc-card {
    padding: 20px 16px;
    border-radius: 16px;
  }
}

.calc-card-title {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 400;
  font-size: 16px;
  color: var(--text-2, #6B7280);
  margin: 0 0 24px;
  text-transform: uppercase;
  letter-spacing: .06em;
  font-size: 11px;
}

/* ─── Inputs container ───────────────────────────────────── */
.calc-inputs {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.calc-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.calc-field label {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 500;
  font-size: 13px;
  color: var(--text, #0a0a0a);
}

.calc-field label .optional {
  font-weight: 400;
  color: var(--text-muted, #9CA3AF);
  margin-left: 4px;
  font-size: 12px;
}

.calc-field input[type="number"],
.calc-field input[type="text"],
.calc-field select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--border-strong, #D1D5DB);
  border-radius: var(--r-input, 14px);
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 15px;
  font-weight: 400;
  color: var(--text, #0a0a0a);
  background: #fff;
  transition: border-color 200ms ease, box-shadow 200ms ease;
  -moz-appearance: textfield;
  appearance: textfield;
}

.calc-field input::-webkit-outer-spin-button,
.calc-field input::-webkit-inner-spin-button { -webkit-appearance: none; }

.calc-field input:focus,
.calc-field select:focus {
  outline: none;
  border-color: var(--accent, #DC2626);
  box-shadow: 0 0 0 3px rgba(220,38,38,.12);
}

.calc-field input:focus-visible,
.calc-field select:focus-visible {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: 2px;
}

/* Input with prefix symbol */
.calc-input-wrap {
  position: relative;
}

.calc-input-wrap .prefix {
  position: absolute;
  left: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 14px;
  color: var(--text-2, #6B7280);
  pointer-events: none;
  user-select: none;
}

.calc-input-wrap .suffix {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 14px;
  color: var(--text-2, #6B7280);
  pointer-events: none;
  user-select: none;
}

.calc-input-wrap input {
  padding-left: 28px;
}

.calc-input-wrap.has-suffix input {
  padding-right: 32px;
}

/* Down payment dual inputs */
.down-dual {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 8px;
  align-items: center;
}

.down-dual .sep {
  font-size: 12px;
  color: var(--text-muted, #9CA3AF);
  text-align: center;
}

/* ─── Segmented controls ─────────────────────────────────── */
.seg-control {
  display: flex;
  gap: 4px;
  flex-wrap: wrap;
}

.seg-control input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
  pointer-events: none;
}

.seg-control label {
  flex: 1;
  min-width: 0;
  padding: 8px 10px;
  text-align: center;
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 12px;
  font-weight: 500;
  color: var(--text-2, #6B7280);
  background: var(--surface-alt, #F5F5F5);
  border: 1.5px solid var(--border, #F0F0F0);
  border-radius: 10px;
  cursor: pointer;
  transition: all 150ms ease;
  white-space: nowrap;
}

.seg-control input[type="radio"]:checked + label {
  background: var(--accent, #DC2626);
  color: #fff;
  border-color: var(--accent, #DC2626);
}

.seg-control label:hover {
  border-color: var(--accent, #DC2626);
  color: var(--accent, #DC2626);
}

.seg-control input[type="radio"]:focus-visible + label {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: 2px;
}

/* Term selector */
.term-control {
  display: flex;
  gap: 8px;
}

.term-control input[type="radio"] {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}

.term-control label {
  flex: 1;
  padding: 10px;
  text-align: center;
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 14px;
  font-weight: 500;
  color: var(--text-2, #6B7280);
  background: var(--surface-alt, #F5F5F5);
  border: 1.5px solid var(--border, #F0F0F0);
  border-radius: 12px;
  cursor: pointer;
  transition: all 150ms ease;
}

.term-control input[type="radio"]:checked + label {
  background: var(--accent, #DC2626);
  color: #fff;
  border-color: var(--accent, #DC2626);
}

.term-control input[type="radio"]:focus-visible + label {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: 2px;
}

/* ─── Toggle (HomeReady) ─────────────────────────────────── */
.toggle-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 16px;
  background: var(--surface-alt, #F5F5F5);
  border-radius: 12px;
  cursor: pointer;
}

.toggle-row input[type="checkbox"] {
  width: 18px;
  height: 18px;
  accent-color: var(--accent, #DC2626);
  cursor: pointer;
  flex-shrink: 0;
}

.toggle-row .toggle-label {
  font-size: 13px;
  font-weight: 500;
  color: var(--text, #0a0a0a);
}

.toggle-row .toggle-sub {
  font-size: 12px;
  color: var(--text-2, #6B7280);
  margin-top: 2px;
}

/* Wildfire expand link */
.wildfire-toggle-btn {
  background: none;
  border: none;
  padding: 0;
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 13px;
  color: var(--accent, #DC2626);
  cursor: pointer;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.wildfire-toggle-btn:hover { color: var(--accent-hover, #B91C1C); }
.wildfire-toggle-btn:focus-visible {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: 2px;
  border-radius: 4px;
}

/* ─── Inline warning / info messages ──────────────────────── */
.calc-warn {
  font-size: 12px;
  color: var(--warning, #D97706);
  background: var(--warning-light, #FFFBEB);
  border: 1px solid rgba(217,119,6,.2);
  border-radius: 8px;
  padding: 8px 12px;
  margin-top: 4px;
}

.calc-info {
  font-size: 12px;
  color: var(--text-2, #6B7280);
  margin-top: 4px;
}

/* ─── Outputs ────────────────────────────────────────────── */
.calc-outputs {
  display: flex;
  flex-direction: column;
  gap: 0;
}

/* Total payment hero metric */
.total-payment-block {
  text-align: center;
  padding: 28px 20px 20px;
  background: linear-gradient(135deg, #fff 0%, var(--accent-light, #FEF2F2) 100%);
  border-radius: 16px;
  margin-bottom: 20px;
  border: 1px solid rgba(220,38,38,.1);
}

.total-payment-label {
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--text-2, #6B7280);
  margin-bottom: 8px;
}

#total-payment {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 200;
  font-size: clamp(40px, 6vw, 60px);
  color: var(--text, #0a0a0a);
  font-feature-settings: "tnum" 1;
  font-variant-numeric: tabular-nums;
  line-height: 1;
  letter-spacing: -.02em;
}

.total-payment-sub {
  font-size: 12px;
  color: var(--text-muted, #9CA3AF);
  margin-top: 6px;
}

/* No PMI positive callout */
.no-pmi-callout {
  background: var(--success-light, #ECFDF5);
  border: 1px solid rgba(22,163,74,.2);
  border-radius: 10px;
  padding: 10px 14px;
  font-size: 13px;
  color: var(--success, #16A34A);
  font-weight: 500;
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.no-pmi-callout svg { flex-shrink: 0; }

/* Breakdown rows */
.breakdown-table {
  width: 100%;
  border-collapse: collapse;
}

.breakdown-table td {
  padding: 10px 0;
  font-size: 14px;
  border-bottom: 1px solid var(--border, #F0F0F0);
  vertical-align: middle;
}

.breakdown-table td:first-child {
  color: var(--text-2, #6B7280);
  font-weight: 400;
}

.breakdown-table td:last-child {
  text-align: right;
  font-weight: 500;
  color: var(--text, #0a0a0a);
  font-feature-settings: "tnum" 1;
  font-variant-numeric: tabular-nums;
}

.breakdown-table tr.total-row td {
  font-weight: 600;
  font-size: 15px;
  border-bottom: none;
  padding-top: 14px;
  color: var(--text, #0a0a0a);
}

.breakdown-table tr.total-row td:first-child { color: var(--text, #0a0a0a); }

/* Loan tier badge */
.loan-tier-badge {
  display: inline-block;
  padding: 3px 10px;
  border-radius: 100px;
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .04em;
  text-transform: uppercase;
  margin-left: 6px;
  vertical-align: middle;
}

.loan-tier-badge.conforming {
  background: var(--success-light, #ECFDF5);
  color: var(--success, #16A34A);
}

.loan-tier-badge.high-balance {
  background: #FFFBEB;
  color: #D97706;
}

.loan-tier-badge.jumbo {
  background: var(--accent-light, #FEF2F2);
  color: var(--accent, #DC2626);
}

/* Loan tier banner */
.loan-tier-banner {
  border-radius: 12px;
  padding: 14px 16px;
  font-size: 13px;
  line-height: 1.55;
  margin: 16px 0;
}

.loan-tier-banner.jumbo {
  background: var(--accent-light, #FEF2F2);
  border: 1px solid rgba(220,38,38,.2);
  color: #7F1D1D;
}

.loan-tier-banner.high-balance {
  background: #FFFBEB;
  border: 1px solid rgba(217,119,6,.2);
  color: #78350F;
}

.loan-tier-banner a {
  color: var(--accent, #DC2626);
  text-decoration: underline;
  text-underline-offset: 2px;
}

/* ─── Show Your Work panel ─────────────────────────────────── */
.syw-toggle-btn {
  display: flex;
  align-items: center;
  gap: 8px;
  background: none;
  border: none;
  padding: 12px 0;
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 13px;
  font-weight: 500;
  color: var(--accent, #DC2626);
  cursor: pointer;
  text-decoration: none;
  width: 100%;
}

.syw-toggle-btn:hover { color: var(--accent-hover, #B91C1C); }
.syw-toggle-btn:focus-visible {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: 2px;
  border-radius: 4px;
}

#show-your-work-panel {
  background: var(--surface-alt, #F5F5F5);
  border-radius: 14px;
  padding: 20px;
  margin-top: 8px;
  font-size: 13px;
}

.syw-step {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 8px 12px;
  align-items: baseline;
  padding: 8px 0;
  border-bottom: 1px solid var(--border, #F0F0F0);
}

.syw-step:last-child { border-bottom: none; }

.syw-step-num {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--accent, #DC2626);
  color: #fff;
  font-size: 11px;
  font-weight: 600;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.syw-step-label { color: var(--text-2, #6B7280); }

.syw-step-value {
  font-weight: 600;
  color: var(--text, #0a0a0a);
  text-align: right;
  font-feature-settings: "tnum" 1;
  font-variant-numeric: tabular-nums;
}

/* No upfront premium highlight */
.syw-no-upfront-highlight {
  background: var(--success-light, #ECFDF5);
  border-radius: 8px;
  padding: 8px 12px;
  margin: 8px 0;
  font-size: 12px;
  color: var(--success, #16A34A);
  font-weight: 500;
}

/* PMI cancel info */
.pmi-cancel-box {
  background: #fff;
  border: 1px solid var(--border, #F0F0F0);
  border-radius: 12px;
  padding: 16px;
  margin-top: 16px;
  font-size: 13px;
  line-height: 1.6;
  color: var(--text, #0a0a0a);
}

.pmi-cancel-box strong { font-weight: 600; }

/* ─── Inline CTA ─────────────────────────────────────────── */
.cta-inline {
  margin: 48px 0;
  padding: 28px 32px;
  background: linear-gradient(135deg, var(--accent-light, #FEF2F2) 0%, #fff 100%);
  border: 1px solid rgba(220,38,38,.15);
  border-radius: var(--r-card, 22px);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.cta-inline__text h3 {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 400;
  font-size: 18px;
  margin: 0 0 6px;
  color: var(--text, #0a0a0a);
}

.cta-inline__text p {
  font-size: 14px;
  color: var(--text-2, #6B7280);
  margin: 0;
}

.cta-inline__btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  background: var(--accent, #DC2626);
  color: #fff;
  border-radius: var(--r-pill, 100px);
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  white-space: nowrap;
  transition: background 200ms ease, transform 200ms ease;
}

.cta-inline__btn:hover {
  background: var(--accent-hover, #B91C1C);
  transform: translateY(-1px);
}

@media (max-width: 599px) {
  .cta-inline {
    flex-direction: column;
    padding: 20px;
    text-align: center;
  }
  .cta-inline__btn { width: 100%; justify-content: center; }
}

/* ─── PMI rate display / YMYL disclaimer ─────────────────── */
.pmi-rate-display {
  font-size: 13px;
  color: var(--text-2, #6B7280);
  margin-top: 6px;
}

.ymyl-disclaimer {
  background: var(--surface-alt, #F5F5F5);
  border: 1px solid var(--border, #F0F0F0);
  border-radius: 10px;
  padding: 14px 16px;
  font-size: 12px;
  color: var(--text-2, #6B7280);
  line-height: 1.6;
  margin: 16px 0;
}

.ymyl-disclaimer strong { color: var(--text, #0a0a0a); }

/* ─── Content sections ───────────────────────────────────── */
.content-section {
  padding: 80px 0;
  border-top: 1px solid var(--border, #F0F0F0);
}

.content-section:first-of-type { border-top: none; }

.content-section h2 {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 300;
  font-size: clamp(24px, 3vw, 36px);
  letter-spacing: -.02em;
  margin: 0 0 24px;
  color: var(--text, #0a0a0a);
}

.content-section .section-intro {
  font-size: 17px;
  color: var(--text-2, #6B7280);
  max-width: 65ch;
  line-height: 1.7;
  margin: 0 0 36px;
}

/* ─── Comparison table ───────────────────────────────────── */
.comparison-table {
  width: 100%;
  border-collapse: collapse;
  margin: 24px 0;
  font-size: 14px;
}

.comparison-table th,
.comparison-table td {
  padding: 14px 16px;
  text-align: left;
  border-bottom: 1px solid var(--border, #F0F0F0);
  vertical-align: top;
}

.comparison-table th {
  font-weight: 600;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--text-2, #6B7280);
  background: var(--surface-alt, #F5F5F5);
}

.comparison-table td:first-child {
  font-weight: 500;
  color: var(--text, #0a0a0a);
}

.comparison-table .highlight-col {
  background: var(--accent-light, #FEF2F2);
  font-weight: 600;
  color: var(--accent, #DC2626);
}

/* ─── Limits table ───────────────────────────────────────── */
.limits-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
}

.limits-table th,
.limits-table td {
  padding: 12px 16px;
  text-align: left;
  border-bottom: 1px solid var(--border, #F0F0F0);
}

.limits-table th {
  font-weight: 600;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--text-2, #6B7280);
  background: var(--surface-alt, #F5F5F5);
}

.limits-table td:last-child {
  font-feature-settings: "tnum" 1;
  font-variant-numeric: tabular-nums;
  font-weight: 500;
}

/* ─── PMI tiers table ────────────────────────────────────── */
.pmi-table-wrap {
  overflow-x: auto;
  border-radius: 12px;
  border: 1px solid var(--border, #F0F0F0);
}

.pmi-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13px;
  white-space: nowrap;
}

.pmi-table th,
.pmi-table td {
  padding: 10px 14px;
  text-align: center;
  border-bottom: 1px solid var(--border, #F0F0F0);
}

.pmi-table th {
  font-weight: 600;
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--text-2, #6B7280);
  background: var(--surface-alt, #F5F5F5);
}

.pmi-table td:first-child {
  text-align: left;
  font-weight: 500;
  color: var(--text, #0a0a0a);
}

.pmi-table tr:last-child td { border-bottom: none; }

/* ─── FAQ accordion ──────────────────────────────────────── */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin: 32px 0;
  list-style: none;
  padding: 0;
}

.faq-list details {
  background: #fff;
  border: 1px solid var(--border, #F0F0F0);
  border-radius: 14px;
  overflow: hidden;
}

.faq-list details[open] {
  border-color: rgba(220,38,38,.2);
}

.faq-list summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 18px 20px;
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 500;
  font-size: 15px;
  color: var(--text, #0a0a0a);
  cursor: pointer;
  list-style: none;
  user-select: none;
}

.faq-list summary::-webkit-details-marker { display: none; }

.faq-list summary::after {
  content: "";
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--surface-alt, #F5F5F5);
  flex-shrink: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%236B7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  transition: transform 250ms ease;
}

.faq-list details[open] summary::after {
  transform: rotate(180deg);
  background-color: var(--accent-light, #FEF2F2);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23DC2626' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
}

.faq-list summary:focus-visible {
  outline: 2px solid var(--accent, #DC2626);
  outline-offset: -2px;
}

.faq-body {
  padding: 0 20px 18px;
  font-size: 15px;
  line-height: 1.7;
  color: var(--text-2, #6B7280);
}

/* ─── Related resources grid ─────────────────────────────── */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 16px;
  margin-top: 28px;
}

.resource-card {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding: 20px;
  background: #fff;
  border: 1px solid var(--border, #F0F0F0);
  border-radius: var(--r-card, 22px);
  text-decoration: none;
  color: var(--text, #0a0a0a);
  transition: border-color 200ms ease, transform 200ms ease, box-shadow 200ms ease;
}

.resource-card:hover {
  border-color: rgba(220,38,38,.3);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(0,0,0,.08);
}

.resource-card.accent {
  background: var(--accent, #DC2626);
  color: #fff;
  border-color: var(--accent, #DC2626);
}

.resource-card.accent:hover {
  background: var(--accent-hover, #B91C1C);
  border-color: var(--accent-hover, #B91C1C);
}

.resource-card__title {
  font-weight: 500;
  font-size: 14px;
  line-height: 1.4;
}

.resource-card__arrow {
  font-size: 16px;
  margin-top: auto;
}

/* ─── Pre-footer CTA ──────────────────────────────────────── */
.cta-prefooter {
  padding: 80px 0;
  background: #0a0a0a;
  color: #fff;
}

.cta-prefooter__inner {
  max-width: 640px;
  margin: 0 auto;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
}

.cta-prefooter__eyebrow {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: .12em;
  text-transform: uppercase;
  color: var(--accent, #DC2626);
}

.cta-prefooter__headline {
  font-family: var(--font-display, 'Sora', sans-serif);
  font-weight: 200;
  font-size: clamp(32px, 4vw, 48px);
  line-height: 1.1;
  letter-spacing: -.02em;
  color: #fff;
  margin: 0;
}

.cta-prefooter__sub {
  font-size: 16px;
  color: rgba(255,255,255,.65);
  max-width: 50ch;
  margin: 0;
}

.cta-prefooter__actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
  margin-top: 8px;
}

.cta-prefooter__primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  background: var(--accent, #DC2626);
  color: #fff;
  border-radius: var(--r-pill, 100px);
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 15px;
  font-weight: 500;
  text-decoration: none;
  transition: background 200ms ease, transform 200ms ease;
}

.cta-prefooter__primary:hover {
  background: var(--accent-hover, #B91C1C);
  transform: translateY(-2px);
}

.cta-prefooter__tel {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255,255,255,.3);
  border-radius: var(--r-pill, 100px);
  font-family: var(--font-display, 'Sora', sans-serif);
  font-size: 15px;
  font-weight: 500;
  text-decoration: none;
  transition: border-color 200ms ease;
}

.cta-prefooter__tel:hover { border-color: #fff; }

.cta-prefooter__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 12px;
  justify-content: center;
  font-size: 13px;
  color: rgba(255,255,255,.55);
}

/* ─── Breadcrumb ─────────────────────────────────────────── */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-muted, #9CA3AF);
  margin-bottom: 16px;
  flex-wrap: wrap;
}

.breadcrumb a {
  color: var(--text-2, #6B7280);
  text-decoration: none;
}

.breadcrumb a:hover { color: var(--accent, #DC2626); }
.breadcrumb .sep { font-size: 10px; }
.breadcrumb .current { color: var(--text, #0a0a0a); }

/* ─── Scroll reveal ──────────────────────────────────────── */
.reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 600ms var(--ease-out-quart, cubic-bezier(.165,.84,.44,1)),
              transform 600ms var(--ease-out-quart, cubic-bezier(.165,.84,.44,1));
}

.reveal.visible {
  opacity: 1;
  transform: none;
}

/* ─── Utilities ──────────────────────────────────────────── */
.text-accent { color: var(--accent, #DC2626); }
.text-italic { font-style: italic; }
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* ─── Mobile responsive ──────────────────────────────────── */
@media (max-width: 599px) {
  .content-section { padding: 48px 0; }
  .content-section h2 { font-size: 24px; }
  .resources-grid { grid-template-columns: 1fr 1fr; }
  .comparison-table { font-size: 12px; }
  .comparison-table th,
  .comparison-table td { padding: 10px 10px; }
  .pmi-table { font-size: 11px; }
  .pmi-table th,
  .pmi-table td { padding: 7px 8px; }
}

/* ─── Print ──────────────────────────────────────────────── */
@media print {
  .nav-origin,
  .cta-inline,
  .cta-prefooter,
  .syw-toggle-btn,
  .wildfire-toggle-btn { display: none !important; }

  #show-your-work-panel { display: block !important; }
  .calc-card { box-shadow: none; border: 1px solid #ccc; }
}